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Barbara Trummer

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It can be worrying about having a loved one suffering from an eating disorder. The best thing to do is to support the person you care about. You will understand their issue and ensure they get professional help with the proper knowledge. 

Myths about Eating Disorders

Various myths exist about eating disorders. People consider that a person suffering from the condition is usually underweight. On the contrary, cases happen to people of different sizes. Another common myth is that the disorders occur in teenage girls and young adults. However, eating disorders are common for both sexes and exist in people across the age-sets. 

Still, most individuals consider the disorder a minor issue that is easy to overcome. Unlike the stereotypical view, the condition can lead to severe health complications. A person with it needs help to overcome the situation. Let us now look at the common types of eating disorders and what it entails.

The Various eating Disorders

Having a healthy lifestyle is essential. A dietician for eating disorders can help a person suffering from the condition. Below are the common issues they handle;

  • Anorexia; is the condition where an individual may fear being fat and will refrain from intake of food due to fear of taking a lot of calories. You may find them taking slimming pills and engaging in exercises to limit their weight. Still, they may be thin but will continue refraining from food.  
  • Bulimia; is another common eating disorder that entails a person having periods when they eat lots of food and then go for a duration of no eating. Their objective is to eliminate the calories the body takes after binge eating. 
  • Binge eating; happens when a person cannot control the amount of food they take. Even though they might be uncomfortably full, they will continue eating. The disorder may bring shame and guilt, but the people suffering from binge eating cannot control themselves.

What to Look out For

Body appearance is a concern for many people. Mostly is due to peer pressure. It may lead to eating disorders, and those suffering will conceal the issue. Here are signs to help you identify the condition;

A person finds excuses not to eat or consume small portions.

  • Having an obsession with body weight and the calories they take. They will regularly weigh themselves and count the calories they eat.
  • A person takes a long time than average to chew food.
  • They will disappear during meal times.
  • Huge weight reduction.
  • Have numerous food wrappers in the trash.
  • Unexplained food disappearance.
  • Carrying junk food everywhere.
  • Isolation and secrecy when eating.
  • Massive weight gain.

More signs exist in eating disorders. Research about them to help you identify the problem in loved ones. It depends on the condition the person is having. 

Conclusion

If you identify several indicators, it would be best to talk to the person about them. However, you need to know how to approach and speak to a person with an eating disorder. Please encourage them to get professional help and support them throughout the process.

As we grow older, we realise the importance of good health. Another realisation that often follows this is the fragility and uncertainty associated with your health. In order to protect yourself against a myriad of health-related risks, it is advisable to purchase a health insurance plan. 

The best time to buy health insurance is always yesterday, which means you are already running late. Ideally, you should buy a suitable medical insurance plan as early in life as possible, preferably in your twenties or thirties, when you have fewer health-related issues than later in life. Buying health insurance early in life can help you get the best health insurance plan at a relatively low premium. 

How Health Insurance Works

Health insurance policies are insurance plans through which an insurance company agrees to provide you with financial protection for the medical expenses that may arise from an emergency or an unfortunate event. In exchange for this cover, you have to pay a health insurance premium.

If you are wondering how health insurance works, you should know that using your health insurance benefits is fairly simple. With a health insurance plan, you can get cashless treatments at the network hospitals of your health insurance provider. You can also choose to get treatment at a non-network hospital and file a reimbursement claim for the associated medical bills. 

Why Should Buy Health Insurance Before Turning 30

If you think that you are too young to buy health insurance just yet, think again. Diseases and accidents do not discriminate based on age and strike as and when they want to. This is why you should consider purchasing a health insurance plan before you turn 30. 

  1. Low age means low health insurance premium

Your medical insurance premium is heavily dependent on your age at the time of purchasing the plan. This is because when you are young, you are not affected by many illnesses and medical issues. This is why health insurance companies will not see you as a high-risk policyholder.

Therefore, purchasing a medical insurance plan when you are young and healthy can help you get one at a lower cost as compared to plans bought at a later age. If you procrastinate on the purchase of health insurance, your insurance cost is bound to go up.

  1.  A sedentary lifestyle may be a cause for diseases: 

Your stressful jobs and hectic schedules have the ability to cause a severe impact on your health. This can lead to several lifestyle disorders in young individuals, including obesity and depression. Moreover, a lifestyle that is driven by stress and minimal physical activity makes you more prone to having high levels of cholesterol, diabetes, and heart disease. 

Medical issues like these at a young age can heavily impact your financial and physical well-being. Therefore, it is important to ensure that you have a suitable health insurance plan. 

  1. A group health insurance plan may not be sufficient

These days, employers offer group health insurance to their employees. Group insurance policies offer coverage to the employee and their family. While the coverage from these group plans can be quite beneficial, it is very basic and does not cover a lot of medical conditions and health insurance benefits. 

What is more, is that such medical insurance coverage ceases to exist once you leave the organisation. Therefore, it is important to ensure that you have a health insurance policy that is structured to offer you coverage based on your insurance requirements.

  1. It helps with your financial planning

While a health insurance plan can offer you protection against several medical emergencies, it can also help you with your financial planning. For example, a health insurance plan covers medical expenses arising out of accidents. This way, your hard-earned money and savings. 

In addition to the above, you also get tax benefits on the premiums that you pay for your health insurance policy. Under Section 80D of the Income Tax Act, 1961, health insurance premiums can help you get a tax deduction of ₹25,000, and ₹50,000 if you are a senior citizen. You can also claim a tax deduction for the health insurance premiums paid for your parents’ health insurance plan.

  1. You can benefit from additional coverage: 

In health insurance plans, there are certain covers to avail which you have to wait for a specific waiting period. This includes the cover for pre-existing diseases and critical illnesses. At a relatively younger age, you may not need these health insurance benefits. 

However, at an older stage in life, you may need them and may not be able to access the features because of a waiting period. Therefore, you must buy a health insurance plan as early as possible to be able to use it when necessary without having to wait for the waiting period for certain covers to expire. 

Conclusion

Buying a health insurance plan is one of the best ways to financially protect yourself from unpredictable (accidents) as well as foreseeable (family history of a disease) health-related events. It is prudent to purchase a health insurance plan as soon as possible, preferably when you are young. 

If you purchase health insurance before you turn 30, you get various medical insurance benefits at a low premium. Purchasing a health insurance plan later in life, on the other hand, can lead to a higher insurance cost.